Have you ever seen the show Extreme Couponers. If so, then you are probably like me and are extremely shocked whenever someone managers to get $700 worth of free groceries. Couponing in something that I do not do enough of. Do you coupon? Do you EXTREME coupon? Why or why?

The other day we discussed why your credit score is important. Since I have probably scared some of you, now we will talk about ways to increase your credit score so that you can get the interest rates, jobs, and pricing that you want. The things below will not kill you. At least I hope they don’t. They are simple things that you can do, and once you get the hang of them all it will just be like normal life. Below are ways to increase your credit score and get what you want.   1. Either open up a...

When you are young and you get your very first credit card or your first loan, you may not be entirely thinking about your credit score. But, you should be thinking about it! No, I’m not saying that you should think about your credit score every second of your life. However, it should be on your mind when you make a financial decision. When you open a credit card, use a card, apply for a loan, rent a home or something else, your credit score is most likely being affected. You might be thinking “But, I don’t need to use...

This is a personal finance blog where we can be real about money. Even though you are on a budget, it does not mean that you can’t help others. You may not be able to financially help others, but you can help them in other days, which usually go a lot further. Also, giving your time instead of money can shield you from wasted charity money. It is known that many charities out there waste a lot of the money that is donated to them. I recently even found out that a local non-profit charity in my town had a...