Valentine’s Day is right around the corner. I’m sure all of you have noticed. Decorations for the holiday have been out at all retail stores since the day after Christmas most likely, and you are probably seeing many advertisements about the holiday as well. Some people go all out for Valentine’s Day, but we usually do not. We prefer to show our love to each other all the time, instead of a day where everyone else does the same š Either way, we usually do something small for Valentine’s Day whether we like it or not. Here are different ways...
A New Generation of Money Management
Balance SheetsPersonal FinanceReal Estate
How Much House Should You Buy?
This week we have been talking a lot about selling your home. Well, after your home finally sells, you will probably want a new place to live. One of the questions on your mind is probably about how much you should buy. This applies to both total size (as in square foot), and also with price. Not everyone works for everyone. Here are tips to determine how big and how much your next house should be. A house within your budget. How much is your budget? If you have a budget, then be strict with yourself when it comes to...
Personal Finance
How Much Money Did You Save Last Year?
I found this interesting infographic the other day. Did you know that only one in three people saved money last year? I also read the other day that less than 20% of people have saved more than one penny so far in 2014.
Balance SheetsPersonal FinanceReal Estate
How To Sell Your Home More Quickly
There are many reasons for why you would want to sell your home more quickly. A slower selling home may mean that you will lose money because you will have to pay the mortgage and expenses on the home for each month that it doesn’t sell. Also, you may not be able to buy your next home until you sell your current home (not everyone can balance two mortgages to pay). A slower selling home also means that you are losing time. Who wouldn’t want to just sell their home as quickly as possible? Here are different ways to sell...
Balance SheetsLandscapingPersonal FinanceReal Estate
Increasing The Value Of Your Home
We are wanting to sell our home within the next year, and because of that we have been spending a little bit of money to fix up our house. Even though we don’t plan on selling for quite some time, we are starting to fix it up now so that we don’t have to do everything all at once. Increasing the value of your home is good because hopefully you can make some sort of profit and sell it for the amount that you want to. Also, increasing the value of your home may also help it sell more quickly....
Balance SheetsCredit Cards
How To Get Rid Of Debt
Do you have any debt? Maybe a mortgage, credit card debt, student loans, or something else? Whether you have “good” debt or “bad” debt, you probably want to eliminate it. Here are four ways to eliminate your debt. 1. Cut your budget. Do you have a budget? I guess we should probably start with that question. Make sure you have a budget that is realistic. You need to have a realistic expectation of what you spend each month and how much you bring in each month. If you already have a budget, then you should try to find ways to...
Balance SheetsPersonal FinanceTaxes
Tax Mistakes That You May Be Making
With tax time being right around the corner, you are probably really dreading it. Not many people look forward to taxes unless they are getting money back of course. There are many tax mistakes that you may be making. Not telling the truth on your tax return. When doing your taxes, always be truthful about EVERYTHING. Also, keep proof of everything as well, such as receipts. It is better to be safe than sorry. Being audited is never a fun time, and I can only imagine that it is even less fun when they find out that you lied about...
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Find a Job in North Carolina ā Top Employment Opportunities
Job seekers in North Carolina can take comfort in knowing that the economies in most of the stateās metropolitan areas are on the rise. Not only that, but the stateās unemployment rate dropped to 7.4 percent in November of 2013, which is a decrease of 2 percent from November 2012. While job listing sites like north-carolina.jobtonic.com can help the unemployed find a job in North Carolina, unemployed individuals who are looking for a career change may be interested in knowing which industries are growing and which cities have the most opportunities. Top Employment Opportunities in North Carolina While there are...
How To Create an Effective Budget That Will Work
Surprisingly, many people do not have a budget. I think a budget can intimidate some families, and that is why there is no budget in place. A budget is a great thing though. With a budget, you can learn about where you are over spending, learn how to save money, and so on. You may not even realize how much you are spending each month if you didn’t have a budget before because you may never have actually analyzed your spending. Here are my tips to create an effective budget that will work for you. Know how much you are...
Balance SheetsPersonal Finance
What You Can Cut Out Of Your Budget Part 2
Yesterday, I published What You Can Cut Out Of Your Budget Part 1. Today, you will learn a few other ways that you can save some extra money. Are you looking to save some extra cash and cut items out of your budget? Maybe you need to save some extra money so that you can afford a certain vacation. Maybe you need to cut things out of your budget so that you can pay off debt. Whatever your reasons is, I’m sure there is at least one thing that you could cut out of your budget right now in order...