Everyone wants to save money, right? Some people have it easier than others. Some people love to save money, whereas others have a much harder time to save the amount of money that they need.
If you are someone who has a tough time-saving money, then you may want to look into some of the ways below so that you can trick yourself into saving money.
Round up your purchases.
Each time you make a transaction, you can trick yourself into saving money by rounding up your transaction. So that item that was $4.54 that you just paid for now cost $5 because the change will be transferred (either by you or by your bank automatically) into a separate savings account. You most likely won’t miss that small amount of change but it can add up quickly over time.
Pay yourself first.
More people need to pay themselves first. Instead of only saving whatever amount of money is leftover each month after all expenses, you should look into paying yourself first so that you are forced to save money. This way you don’t spend money just because it is there. Instead, it will not be there so you actually have less money to spend.
Save a little bit each day.
If saving a large amount of money one time each month is too hard, then you may want to try breaking it down into smaller amounts. Saving $500 each month may be easier if instead you are saving $16.67 each day. Sounds much more manageable, right?
Empty your pockets each day and put it all into a money jar.
If you have any dollars or coins leftover each day, you may want to think about putting them into a money jar. This loose change can add up quickly y and you may have enough later on to afford something that you have been wanting.
Wait to make a purchase.
Next time you feel like you MUST have something, you should put it down and give yourself some time to think about it. You may wait until your shopping day is over and go back to the item before you hop into your car, or you may even give yourself a full day or week to ponder about the item and see if it’s worth going back to the store for. In many cases, you will find that it’s not worth it and then you just tricked yourself into saving money!
Do you do any of these little tricks in order to save money? Why or why not?