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Category: Personal Finance

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3 Stories of Financial Success from Job Quitters

People don’t always quit because they lose hope or are miserable. People quit their jobs for other reasons such as they want to follow their passion or try a new career. Bottom line, they want to do something to make them grow professionally and financially. There are also brave job quitters who put up their...

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Alternatives To Cable TV

If you are anything like me, you are always looking for ways to save a little money. A great way to cut costs is to start with your utilities, specifically those that are non-essentials. The big one that stands in the forefront when it comes to cost is your cable bill. Cable companies charge upwards...

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Sharing Your Finances

Sharing Your Finances

Personal finance for some of us is a challenging task. Imagine adding another person to share these finances with. With as complicated as money can be it is no surprise that it is the root of many problems in relationships. It is for this reason that it is always a good idea to make sure...

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Does Everyone Need an Emergency Fund?

Does Everyone Need an Emergency Fund?

You’ve probably heard more times than you can count that you should have savings put away for a rainy day. You may have also heard the old phrase that one size does not fit all. There are several different scenarios where it might not necessarily make sense for someone to have an emergency fund. This...

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Advice for Young Professionals

Advice for Young Professionals

Graduating from college can be a very exciting time. You find yourself with your first real job, the freedom that comes with no more studying, and of course a nice paycheck. All of this new found time and money can invite bad habits though. Many new graduates rush out and make a new purchase such...

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Can People Really Afford These Luxury Cars?

Can People Really Afford These Luxury Cars?

I have a 25 minute commute to and from work each day. During my commute, one of the thoughts that always crosses my mind is: “Can these people really afford all of these luxury cars I see on the road?” The more I think about it, the more I think that a lot of these...

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January 2012 Personal Balance Sheet

January 2012 Personal Balance Sheet

Below is a look at my personal balance sheet as of January 31, 2012. This is the template that I will use every month for my blog posts. I will likely have more details on my spending and income starting with my March 2012 balance sheet. The balance sheet could have some changes to it...

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Welcome To My Blog!

Hi Everyone! I’m Dave and this is my first post at my new blog Gen Y Finances.  This is actually the second blog that I started. I started a blog back in February of 2011, but decided to sell it mid-year because of some personal problems and time constraints.  However, I’m back and ready to...