If you are anything like me, you are always looking for ways to save a little money. A great way to cut costs is to start with your utilities, specifically those that are non-essentials. The big one that stands in the forefront when it comes to cost is your cable bill. Cable companies charge upwards...
A New Generation of Money Management
Category: Balance Sheets
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Renting versus Buying
Home ownership in the United States is often times considered the American Dream. The fact of the matter is that home ownership is not all fun and games. It is a huge commitment that requires more than just money. Foresight and planning is required when it comes to buying your first home, among many other...
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Does Everyone Need an Emergency Fund?
You’ve probably heard more times than you can count that you should have savings put away for a rainy day. You may have also heard the old phrase that one size does not fit all. There are several different scenarios where it might not necessarily make sense for someone to have an emergency fund. This...
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February 2012 Personal Balance Sheet
Below is a look at my personal balance sheet as of February 29, 2012. This is the template that I will use every month for my blog posts. Starting in March, I will track all of my spending and will have a separate post with my income and expenses for the month. This will be...