It’s tax time. I’m sure all of you know. If you haven’t filed your taxes yet for the year, then you are probably in the process of doing so (or, at least I hope so!). One thing that you don’t want to happen is being audited by the IRS. Usually your chances are very low, but there are certain things that can increase your chances of being audited. You should always be honest with your tax return. Being honest is your best bet, because if you do get audited then you will have nothing to worry about! Making mistakes. If...
A New Generation of Money Management
What You Need To Know About Early Retirement
Have you ever thought about retiring early? Or is your plan to work forever? I’m going to assume that you would like early retirement, but you may have always thought that it was impossible. Early retirement is possible. You don’t always need millions upon millions of dollars in the bank either. Here is how you can reach early retirement. Save as much as you can. If you are trying to retire early, then you need to be working on saving as much money as you can. If you are only saving 5% each year, then it would be very...
Balance SheetsPersonal Finance
Ways That Being Cheap Could Cost You Money
Everyone has been cheap at some point in their life. Sometimes being cheap can save you money, but other times it may end up actually costing you money. Don’t you hate whenever that happens? Here are 10 ways when being cheap can actually cost you more money. Trying a new food product because it’s cheaper. How many times have you tried a new and cheaper food only to find out that it tasted disgusting? The best way to try a different and cheaper brand is if you buy a small quantity first to see if you even like the product....
Business SchoolCareerPersonal Finance
Reducing Your College Costs
College is expensive. I don’t know many people who would say otherwise. According to BigFuture, the average annual tuition cost for an in-state student at a public four year college is $8,655. For out-of-state students, that figure jumps to $21,706. The average private college cost approximately $29,056 annually. Private college costs also can climb significantly higher than that as well, with some private colleges costing $40,000 to $50,000 each year. The amounts above don’t even include the other costs of college, which may shock you as well. Other college costs may include lab fees, housing, supplies, books, meals, parking (nope,...
AutoPersonal FinanceTravel
How To Determine The Right Car For Your Needs
If you’re in the market for a new car, you may find yourself stressed. There are so many different options out there that it can be easily overwhelming. Between the different brands (do you want a Chevy, Ford, Dodge, or one of the many, many other car brands), different types (truck, car, SUV, maybe?), fuel types and so on, you probably already have a headache! Here is how to determine the right car for your needs. How much space do you need? If you find yourself constantly transporting items or going on long trips, than more space may do you...
Balance SheetsBusiness SchoolCareerPersonal Finance
Why You Should Work When You Are In School
Working while you are in college can be a really great thing. Whether you work a part-time job of only 10 hours, or if you can manage a full-time job while attending school, there are many positives that will make doing both at the same time well worth it. I will say that if you try holding a job but you come to figure out that you cannot seem to manage both, then you need to figure out another way to afford your expenses while also keeping your grades up. Here is why you should work when you are in...
Balance SheetsPersonal Finance
Wedding Registry Advice – Everything You Need To Know
If you are in the middle of planning your wedding, one thing that you may be excited for is registering for gifts for your wedding. You can usually register for items in the actual store, or online. Whatever you do, make sure that the store keeps track of what is bought and what is not – or you might end up with 100 of the same exact plates. Now, you should already know that you don’t get married just for the gifts, but signing up for a wedding registry is something that you want to do. It makes it easier...
LandscapingPersonal FinanceReal Estate
Renovations That Add Value To Your House
If you are thinking about selling your home, then you may be thinking about different things that you can do to your home to sell it a little more quickly and/or to have your house sell for a higher price. Enjoy this infographic I found, it should be helpful!
CareerCredit CardsPersonal FinanceReal Estate
Financial Topics To Discuss With Your Significant Other
The time has finally come. You have gotten serious with someone and you are about to get married or on the path to get married. When you are at this point in time, there are many financial topics that you should discuss with your loved one. I have seen many relationships that end in disaster because finances were not talked about nearly enough. In some relationships, the topic of money almost never comes up, and that is just not good at all. Money should be an open topic for you and your significant other to be able to talk about....
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5 Money Mistakes You May Be Making
No one is perfect. Everyone makes mistakes, but some people make more mistakes than others. The key is to learn from your mistakes so that history does not repeat itself. Here are 5 money mistakes that you may be making. 1. Going without an emergency fund. Do you have an emergency fund? These are very important! Some like to just charge any emergencies onto their credit card, but I prefer for there to be an actual emergency fund instead of just relying on credit cards. It makes everything so much easier if you have one. Emergency funds can cover: Total...