If you decide to leave your job (for whatever reason), it is almost always a good idea to write a resignation letter. Whether you are leaving on a good note or bad note, you should try to create a resignation letter and give it to your employer. Here are things that you should keep in mind when drafting your resignation letter. Type and hand deliver it. In some cases it may be okay to e-mail your resignation letter, but you should always at least attempt to hand deliver it if you can. It shows extra effort and that you...
A New Generation of Money Management
Starting A Business While In College
There are many positives of starting a business while you are in college. I started my business while I was in graduate school, but I remember the students who started a business while they were in undergraduate school, and I was always jealous of their determination. Or, what about kids who start a business while they are in high school or middle school? That takes a lot of determination, motivation and work right there to do that successfully. Your business might turn into a full-time business, or it may look great on your resume if you decide to look for...
Balance SheetsBusiness SchoolPersonal Finance
Money Tips For College Students
Many college students are quite bad with money. Are there many of us who could say that the years we spent during college were our best money years? I doubt it, I know that I made several money mistakes when I was in college. College should be a learning experience, and that means that you should also learn how to handle your money and learn from your money mistakes. Watch those credit cards. Before you get your first credit card, you should fully understand them. They are not free money and they should not be treated as much. Only buy...
Limiting Distractions When Working Or Studying
If you are anything like me, then you may have a problem with limiting distractions around you and really focusing on what needs to be done. It can be so easy to get distracted and side tracked from what you really need to complete. However, if you are low on time, then you really need to buckle down and accomplish all of your tasks. Below are different ways to limit distractions around you so that you can finally get stuff done. Separate yourself. If you often find yourself distracted, it is usually because of where you are trying to work....
Balance SheetsPersonal FinanceReal Estate
Do I Need Renter’s Insurance?
Do you have renter’s insurance? If you don’t, then you really need to think again. Many people in the U.S. do not have renter’s insurance because they don’t think they need it. However, I’m sure most people think that until something bad happens to them and/or their belongings! According to a survey by Rent.com, approximately 60% of renters do not have renter’s insurance. Only 72% of renters under the age of 25 have insurance, and only 51% of those 65 and older had renter’s insurance. That’s a lot of people without renter’s insurance! I was surprised to hear about how...
Balance SheetsPersonal Finance
Tips For Buying Used Clothing To Save Money
If you have never shopped at a thrift store before, then you may have a negative view about these types of stores. However, you shouldn’t! Thrift stores can be a great way to save money (items are usually anywhere from 50% to 90% off!), and you will most likely find several items that you love. Thrift stores are becoming more and more popular, and the negative opinions of them seem to be going away for most people. If you’ve never shopped at a thrift store before, here are certain things you should know. There are plenty of thrift stores out...
Personal FinanceReal Estate
Paying Off Your Home Early
Some people are working hard on paying off their mortgage off early, whereas others are not. How do you decide which is right for you? There is no one-for-all answer when it comes to paying off your mortgage, as there are positives and benefits or both sides. Yes, there are positives of not paying off your house as soon as possible, and many choose to do this as well. There are a lot of ways to make extra money during your retirement. One of the easiest ways is to take out a reverse mortgage, which gives you some of your...
Personal FinanceRetirement
Are You Interested In Dividend Investing?
If you are looking for a way to make some passive income, then dividend investing may be for you. Dividend investing is when you buy a company’s stock that pays dividends. Many large companies have dividend paying stocks, so it’s not like it is a secret or very difficult to find one. According to ABC News, approximately 40% of the stock market’s total returns since the year of 1930 have actually come from dividends. A dividend is when a company’s stock pays the investor money. There are many things to think about if you decide to invest in dividend paying...
Personal Finance
Financial Lessons You Should Teach Your Children
If you have children, then you probably are trying to teach them many lessons. I hope some of those lessons include financial lessons! Here are financial lessons that you should try to teach your children. How to budget. You want to teach your children how to properly budget so that they know how to handle their money in the future. They should learn how to understand that if they spend money now that they won’t have money saved. They also need to learn how to spend money on necessities first instead of “wants.” They should learn that money doesn’t grow...
What You Should Do After You Buy A New Home
You have finally received the keys to your home. Buying a new home is usually stressful for most people. There are so many things that you have to go through before you finally get your home (the pre-approval process, shopping around for the home, making a contract, counter-offers, home inspections, and so on). After going through all of this, you probably want to move in as soon as possible. However, there are things that you may want to think about doing before you rush into your new home. Just delaying the move in by two days (if you can) may...