I am a constant Craigslist “browser,” but I have actually never bought or sold on the website. However, I know of many others who use Craigslist nearly every single month, and some even use it to buy and sell every week. Even though I have never used it for my own gain, I have seen many scams on the website. It is very crazy that there are so many scams out there. Below are my tips to avoid common Craigslist scams. If it sounds too good to be true, then it probably is. You know this phrase. Everyone has heard...
A New Generation of Money Management
Don’t Fall For These Common Tricks When Buying a Car
If you are looking to buy a new car or a new-to-you car, then do not fear. So many people get extremely intimidated by the whole process when they really do not need to be. Relax and I will help you out with the process. Today, we will be discussing the different tricks that might be used on you to get you to buy a car. However, whatever you do, always be kind to your salesman or saleswoman. If you go in yelling that they are just trying to scam you, then they won’t try to get you a deal....
Are Your Cheap Ways Actually Costing You Money?
We’ve all done it – gone out of our way to save money only to waste money that didn’t need to be spent. This sometimes results in us spending even more money than what we saved, which can be a total let down. Here are some things that you might want to think twice about: Doing your taxes on your own. Many people are guilty of this. You decide to do your own taxes (whether by hand, online, or through a software), so that you can save money. Many people don’t even see how many an accountant costs because they...
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How To Be Smart When Online Gaming
If you like to play games online, go for it! There is nothing wrong with online gaming, and many times it can be a great way to escape the hustle and bustle of everyday life. Doing something that you enjoy can be a great way to relieve stress. However, if your online gaming is costing you time or money, then you may have to reevaluate what you are doing and make sure that you are being smart with your online gaming. Here are three different ways to be smart with your online gaming habits: Know when you have a problem....
5 Common Credit Myths
As a personal finance writer and a rewards credit card user, I often hear crazy credit myths from others. Many don’t fully understand how credit cards, credit, and debt work, and today I would like to share these common myths with you. 1. I make a good income so my credit score has to be high. This is something that I have heard far too many times. Many people think that they can’t get a good credit score because they don’t make enough money. Others automatically think that their credit score is good because of their high income. Guess what?...
How To Get a Job Reference Correctly
I have seen plenty of job references – both as a manager and looking to hire employees, and being asked to write them for others. Because of that, I have also seen and heard of plenty of job reference disasters which never make sense to me. You may think that asking for a reference would be simple, but it’s not always like that for everyone. Below are my tips to correctly ask for a reference. Always be professional. No matter what you do, you should always be professional when you are asking someone to be a reference on your job...
The Pros and Cons of Investing in Rental Properties
Investing in real estate can be lucrative enough to provide sole income for proprietors, but it’s a risky venture. Some investors finance properties on their own, while others decide to partner with others to minimize the risks commonly associated with real estate. Regardless of ownership type, property investments present advantages and drawbacks. Here are the four general types of real estate investments and their associated pros and cons. Individual Ownership Individual owners purchase properties on their own without the help of fellow investors. Sole proprietorship comes with a lot of control, but also a lot of work. Owners must handle...
Qualities That Make a Great Manager
Have you ever had a really bad manager? I’m going to assume that most of us have. Sadly, bad managers are always remembered, and they do exist. I’ve had one really bad manager before, but they weren’t as bad as past managers that my friends have had. Some managers have probably crossed into violating the law they were so bad. No one wants to be a bad manager. I would hope that everyone wants to actually improve their managerial skills so that those around them actually want to work harder, and thus improve the company as well. I think a...
Work Benefits That You Should Ask For
When most people go into a potential job interview or job negotiation, they tend to first think about salary. Yes, salary is a great thing to think about and negotiate for, but there are also plenty of other benefits out there that everyone tends to forget about. The average benefits package makes up for around 20% to 30% of a person’s overall “salary,” so it’s very surprising that people don’t fight for other work benefits. Below are work benefits that you should be asking for. All of the below won’t apply to everyone, but some may be able to apply...
Positives of Buying A New Car
It seems like in the personal finance world, some completely ignore the option of buying a new car. However, there are many positives of buying a new car, and I wanted to share those with you today. Some people love used cars, whereas others prefer to buy new cars. Continue reading below to see if you should buy your next car as a new one. Your car insurance rate may actually be cheaper with a new car. You might be thinking “that is just not possible,” but it can actually happen. I used to drive a 20-year-old car and the...