Most people out there are actively looking to decrease the amount of money that they spend each month. I know because I am one of them, and I have many friends who are always looking to enjoy life but to save money at the same time. Yes, you can increase the amount of money that you make through promotions, seeking out side jobs, and more, but decreasing the amount of money that you spend may lead to a more minimalist life, and it may also lead to less time required that you need to work in order to afford your...
A New Generation of Money Management
Personal Finance
5 Ways To Give Back To Your Community
The holidays are coming closer, and this time of year usually gets everyone into the giving mood. While I think everyone should volunteer all throughout the year, starting now is better than never, of course. Below are five different ways to give back to your community: 1. Volunteer at your favorite non-profit organization. There are tons of places to volunteer near you, and it’s what many people do in order to give back to their community. There are many places and different ways to volunteer. You could volunteer at: An animal shelter. A soup kitchen. A food pantry. A food...
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Car Scrap Process
Have you ever wondered about the car scrapping process? If you are like me, then you probably have! In Britain alone in the year of 2013, there were 32 MILLION registered cars. Less than 2,000,000 cars in Britain reach the end of their life each year. Around 600,000 of these 2,000,000 cars are scrapped. Your car is picked up and de-polluted before it is recycled. You should only bring your car to certain facilities as only approved treatment facilities are allowed by law to scrap cars and de-pollute them. Here you can find the Sell The Car infographic.
Balance SheetsPersonal Finance
Budget Mistakes You May Be Making
If you don’t have a budget, then that is your very first mistake. However, we won’t be discussing that mistake today. Today, I am hoping that you already have a budget. Even if you already have a budget, you may be making other mistakes that you are unaware of. Small budget mistakes or just overlooking parts of your budget can drastically affect your finances. Continue reading below and see if you are making any of the budget mistakes below: You don’t include retirement. Your budget shouldn’t only be created to track your spending and fix your spending. Your budget should...
1Personal Finance
How A Loan Can Help You
Some people consider all loans to be bad, whereas some consider them to be good. I think loans can definitely be good as long as you have a financial plan in regards to managing your loan and paying it off. Below are a few ways describing how a loan can help you out in life: A loan can help you go to school. Student loans are what helped me go to school. Without it, it would have been a little bit harder for me to go to college. Yes, there are ways to attend college more cheaply, but student loans...
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Different Types of Funding for Bad Credit
There are a number of reasons people fall behind with their bills and accrue bad credit. Whether you are filing bankruptcy, dealing with unexpected medical expenses, recently lost your job, or never built up credit, there is help out there. Under these circumstances, it can be difficult to obtain a loan such as an auto title loan, but there are various types of no credit personal loans can help you through these hard times by providing the cash you need. Depending on why you are seeking the loan, there are three types of bad credit loans. Secured Bad Credit Loans If...
How To Achieve Work Life Balance
Some people think that work life balance doesn’t exist. I disagree, I think work life balance is real and that it can be reached. Yes, I work a decent amount, but I think I still have work life balance because I know how to manage it. I used to be much worse. I would work at all hours of the day, I never saw anyone I cared about, and even my eating habits were horrible. Below are different ways for you to achieve work life balance: Leave work at work. If you constantly bring work home, then you need to...
Personal Finance
Blog Roundup and Link Love
This past week was another productive one. I don’t have much planned, but I am just happy that it is fall and I’m very much enjoying our weather. Halloween is already next week so I will have to make some plans for that. Anyway, now onto my weekly blog roundup! Here are some of my recent posts: 4 Ways To Make Extra Money This Fall – Fall can be expensive. In this post I include some ways to save money this fall. How To Motivate Yourself To Save Money – Saving money can sometimes get hard. Getting motivated can be a lifesaver!...
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Small Business Optimism Creates Growth Opportunities
Presented by California Bank & Trust, Business Banking
Grocery Store Savings Tips
Groceries are one of the largest categories in a person’s budget each month. Some people have their grocery budgets under control, but it seems like many people and families do not. I have heard of families of four spending thousands of dollars each month on food, which just seems like a crazy amount of money to spend. Whatever amount you spend, if you think you spend too much money each month of food below are my tips to lower your food spending and increase your grocery store savings: Don’t shop when you’re hungry. One mistake that I continually make is...