A New Generation of Money Management
“82 percent of millennial workers(age 21 to 34) are making contributions to the 401k plan” [1] Despite the popular belief, the new generation is very much interested and are active participants of the 401k plan. The 401k retirement plan is still one of the safest ways to save for the old age. It’s a powerful...
Loans which aid the lenders in times of financial crisis or emergency often end up leaving the lender stressed due to sky-high interest rates. Credit card debts which are most readily available, in just a swipe, have no doubt eased the task of obtaining a loan and acting as secure backup in times of economic...
According to a recent post on Facebook, the technology sector hasn’t been doing so well lately. A 19% loss of stock in one day and 120% loss over a week have added to the woes of Facebook. The quarterly results of Netflix to have not had impressive profit figures. Investors now are quite apprehensive that...
The Capital Asset Pricing Model or CAMP can be defined as a financial model that can be used in order to determine the theoretically relevant required rate of return from an asset so that decisions can be made regarding the addition of assets to a well-diversified portfolio. Thus, the main aim of CAPM is to...
A treasury bond which is also commonly referred to as the T- bond is basically a debt security of the US government which has a fixed interest and is marketable with a maturity period of more than 10 years. Understanding the Treasury bond A treasury bond is a long term debt security which has a...
Financial planning is one of the essential things to do if you want to make sure that your future is finically secured. Planning out your finances will provide you with numerous benefits. Also one doesn’t have to be an expert in planning their finances. There are ways in which you can easily plan out your...
What is the worker’s compensation insurance? The worker’s compensation insurance is basically a type of insurance which provides coverage to all the workers in terms of both medical and wage benefits if they ever fall ill or get injured at the workplace. This is mandatory in many places and also the term and conditions, as...
For any business to be successful, it is necessary that the business is able to carry out an effective interaction with its environment. This is because the business environment has quite an impact on its direct relationship with the various other organizations. Also, the extent to which a business will success depends quite a lot...
In any kind of firm that may exist, one of the top concerns for any employer is the salary that they will be getting. Now it is very essential for the owner of the business or the one who facilitates the salary to be able to determine the compensation that an employer should be getting....
Investing in a real estate is considered to be quite a good option with respect to your future planning. But before making an investment one needs to know few of the essential things that may affect their financial situation. Here are a few important things that one must know before you make your first investment...