The old adage “learn from your mistakes” isn’t nearly as clever as the slightly newer adage “learn from other people’s mistakes.” This is particularly apt when it comes to your business. Mistakes can be very costly, so below is a list compiled of some common mistakes made in business. Avoid these mistakes and your business’ finances will feel much more secure. 1. Have More Than a Basic Grasp of Your Day-to-Day Costs This may sound simple, but prices change every day, and so do businesses. Spend a bit of time going through each individual area of your business and learn...
A New Generation of Money Management
4 Ways To Save Money Decorating A New Home
When buying a new home, or even renting home, one of your biggest expenses may be decorating it. I’ve always heard that if you set a decorating budget, to overestimate it by an extra 25% because there will always be things that you will accidentally forget to budget for. Decorating a new home doesn’t have to be expensive though. There are many ways for you to save money decorating. Below are four of them: 1. Have a plan. Before you go out to a store (or multiple stores) and go crazy by buying everything, you should have some sort of...
Personal Finance
4 Money Saving Tips For The Frugal
Is one of your goals for 2015 to get on track when it comes to your finances? If it is, or if you are just interested in saving some money (who isn’t?), then continue reading this post. I believe that everyone can save money. There is probably something that you are spending money on that you don’t exactly have to. Not everyone wants to work more or make extra money, so cutting your budget may be your only choice. Here are my four money saving tips for the frugal, or the wannabe frugal. 1. Examine your food spending. My first money...
Personal Finance
Winter Fitness Tips On A Budget
If you are spending money on a gym membership during the winter time, you do not have to! So many people make this mistake and think that their only option for working out in the winter time is to work out at a gym that they have to pay for. Here are my tips to get a good workout in while on a budget. Borrow a workout DVD from the library. You can work out for cheap in your own home. You might already have your own workout DVDs, or you can borrow one from the library for free. These are...
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The Financial Benefits of Replacing Your Old Car
In the personal finance world, there are too many people who think that all new cars are bad. That is just not true. Occasionally, you may find yourself buying a new-to-you car that you find worthwhile to spend money on. Below are some of the many financial benefits of replacing your old car. Cheaper car insurance. You might be surprised by this, but the truth is that often times a new car can mean cheaper car insurance for you. When we bought a new car and replaced our old car, our car insurance dropped a significant amount, and that was...
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How To Grow Your Affiliate Marketing Business
Affiliate marketing can be a great way to earn an income online. You can do it all from the wonderfulness of your own home, and even on your own couch. Affiliate marketing can be fairly passive as well, as once you create reviews and insert affiliate links onto your website, then hopefully readers continue clicking on your links and buying products through your website. Who would not want that? That’s exactly what I want! Here are my tips so that you can grow your affiliate market business, be successful, and increase your income all at the same time. Look for new...
Personal Finance
5 Interesting Ways To Make Extra Money In 2015
Instead of the usual ways to make extra money, I thought I would share today the different ways you can make money that you may not have yet thought about. Or, maybe you haven’t given it enough thought because you weren’t sure if it was for you. Below are five interesting ways to make extra money in 2015. 1. Pick up poop. Haha, maybe it’s the child in me, but I could not type that without laughing. Sorry, if I offended anyone. However, you can make money by doing this. Someone who has dogs may be interested in hiring someone...
Personal Finance
4 Personal Finance Myths
There are many personal finance myths out there that are constantly floating around. This is not good though as it can lead to someone encountering mounds of debt because they took in the wrong information. Below are four personal finance myths that you may have heard before: 1. You need a lot of money in order to save any money. While this may seem true to many of you, it is not the case. There are countless wonderful true stories out there about families who are able to save for retirement on a low-income. With more money usually comes more problems,...
Business SchoolPersonal Finance
Personal Finance Tips For College Students
College can be a fun time. You are making new friends, trying out new experiences, and probably have the time of your life. However, it can also be very expensive. It might be the most expensive time of your life, and I’m sure there are plenty of new expenses popping up right now. Here are my personal finance tips for college students: Eat (and drink) more affordably. In college, food costs can add up quickly. Your friends are probably asking you to go out to eat often. However, if you have a food plan at your school that you have...